Mobile banking allows you to perform most financial transactions directly from your smartphone. However, some users still prefer to stand at checkout and do not trust unstable technology.
Based on personal experience of using Chase Mobile, the app has the maximum number of services that are constantly expanding.
The Bank's cooperation with other companies allows you to make online payments for fuel at gas stations, buy tickets for regular buses, railway and air tickets, use carsharing and taxi services, order food in restaurants, buy gift certificates, tickets to movies, football, etc.
- You can instantly "freeze" the card if it is lost, and "unfreeze" it just as quickly.
- Bank transfers, permanent payments, direct debiting and the ability to get paid directly to the card.
- Convenience of using the card abroad without additional fees and according to the Mastercard exchange rate.
- Full support for Google Pay and the ability to top up your card via Apple Pay.
- Reactions to payments — to thank the sender for the transfer or just let them know that the money has been received, you can respond to the payment with an emoji.
- An overdraft with clear and transparent terms.
- For easy navigation through your operations, you can sign any transaction with hashtags.
- A Bank for accumulating the balance from rounding transaction amounts.
- The ability to create piggy banks for saving money for certain purposes.
You can even order flowers and cosmetics via Chase Mobile, as well as top up your accounts on various video games services.
Chase Mobile works quite quickly, all the functions of the app are intuitive and useful for people who want to control their finances.
- One of the obvious disadvantages of Chase Mobile is that it is not possible to issue or reissue a physical card through the app
- Given the extremely frequent updates to the app and the addition of new features almost every week, it is unlikely that the ability to issue a physical card will appear in Chase Mobile soon
- You can't leave employees of Bank branches out of work.
- Quick and easy registration process
- For account security, you can use not only a password, but also voice or face identification
- Many Deposit options for various terms from 50 to 100 thousand
- The Bank makes recommendations by studying the customer's consumer behavior.